Roof Claims

Faced with a multi-million dollar hail claim to a condominium complex, the insurer did what many insurers do – denied coverage and shifted the blame to a hail event that had occurred a year before the current hailstorm before the property was insured. We obtained the claim file during discovery, took numerous depositions of the insurer’s claim representatives and managers, and discovered that just 30 days before the current hailstorm the insurer had done a drone underwriting inspection of our client’s roofs and written that the roofs “had no evidence of hail damage.” This directly contradicted the claim decision that blamed the hail damage on a prior hailstorm. The insurer undoubtedly saw the trouble that it was in and agreed to a substantial settlement.